Funds Verification

eCollect’s Funds Verification delivers bank-provided funds availability intelligence that facilities better collections results with reduced NACHA risk exposure.

For Operations Executives, VPs of Finance, and Collection Managers at organizations that make high-risk loans our Funds Verification solution allows for more net dollars with less total debit origination activity. Unlike positive/negative data sources that rely on historical customer behavior to predict debit success, eCollect provides actionable verification data directly from financial institutions.


  • Reduce ACH processing costs and risk by only initiating payments when they are verified to clear.
  • Collect more balances, faster by identifying funds availability and running payments on dates that underwriting data would not traditionally suggest.

Organizations we can help:

  • Installment lending
  • Payday lending
  • Merchant cash advance
  • Mortgage loan servicing